IJIMT 2011 Vol.2(3): 249-256  ISSN: 2010-0248
DOI: 10.7763/IJIMT.2011.V2.140

Performance of Indian Public Sector Banks and Private Sector Banks: A Comparative Study

Kajal Chaudhary and Monika Sharma

Abstract—The economic reforms in India started in early nineties, but their outcome is visible now. Major changes took place in the functioning of Banks in India only after liberalization, globalisation and privatisation. It has become very mandatory to study and to make a comparative analysis of services of Public sector Banks and Private Sector banks. Increased competition, new information technologies and thereby declining processing costs, the erosion of product and geographic boundaries, and less restrictive governmental regulations have all played a major role for Public Sector Banks in India to forcefully compete with Private and Foreign Banks. this paper an attempt to analyze how efficiently Public and Private sector banks have been managing NPA. We have used statistical tools for projection of trend.

Index Terms—NPA, Profitability, Public Sector banks,private Sector banks.

Dr. Kajal Chaudhary, Assistant Professor Gurgaon College of Engineering Deptt. Of Management VPO-Patreri, Bilaspur-Tauru Road,Gurgaon-122413 (Haryana)

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Cite: Kajal Chaudhary and Monika Sharma, "Performance of Indian Public Sector Banks and Private Sector Banks: A Comparative Study," International Journal of Innovation, Management and Technology vol. 2, no. 3, pp. 249-256, 2011.

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