doi: 10.18178/ijimt.2022.13.3.925
The Improvement of Fintechs on the Financing Constrains of SMEs
Yue Wu
- University of New South Wales, Australia.
Abstract
Small and Medium-sized enterprises play a vitalrole in economic and social development. However, due to theinfluence of traditional financial development, funding frombanks has always been the bottleneck for growth. As a commonproduct of the financial industry and the technology industry,Fintechs through continuous innovation and development, theimprovement of the financing channel of SMEs, developingFintechs has become an effective way to solve this dilemma.However, there are some disadvantages of the research on thebehavior of SMEs. Basically, this essay attempts to providerelevant empirical basis and theoretical support for financialinstitutions and SMEs to make more scientific decisions, whichhas some theoretical and practical significance. The definitionof the core concepts related to financing constraints and thedevelopment of Fintechs on the basis of combing relevantdomestic and foreign literature. Then analyze the theoriesrelated to financing constraints and the development ofFintechs, and put forward the hypothesis of the relationshipbetween the development of Fintechs and financing constraintswith the support of relevant theories.
Keywords
- The development of Fintechs
- financingconstraints
- ACW model
How to Cite
Yue Wu, "The Improvement of Fintechs on the Financing Constrains of SMEs," International Journal of Innovation, Management and Technology, vol. 13, no. 3, pp. 80-83, 2022. https://doi.org/10.18178/ijimt.2022.13.3.925
Copyright & License
Copyright © 2022 by the authors. This is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited (CC BY 4.0).