IJIMT 2018 Vol.9(4): 174-177 ISSN: 2010-0248
doi: 10.18178/ijimt.2018.9.4.809

Relationship between ICT Use and Financial Education Levels in Latin America

Daniel Cardona Valencia, Maria Camila Bermeo Giraldo, Jhoany Valencia-Arias, Lucia Palacios-Moya, and Lemy Bran-Piedrahita
Abstract— The presence of information and communication technologies (ICT) in different productive, economic and social sectors is not unknown to the educational field. ICT have transformed teaching-learning processes and stimulated innovation. In Latin American, the term financial innovation is being implemented to describe integral solutions in processes, products and services, although leaving aside scarce ICT use and financial education. This paper aims to examine the state of ICT use in Latin America, as well as the state of financial literacy and the importance of education based on technology as a strategy for development and inclusion. Linear regression and bibliometric follow-up are used to determine the incidence of the amount of Internet use in poor financial education, due to low coverage, inclusion, public policies and technological infrastructure.

Index Terms— ICT, finantial education, technology.

D. Cardona is with the Departamento de Finanzas, Instituto Tecnológico Metropolitano, Medellín, Colombia (e-mail: danielcardona@itm.edu.co). M. C. Bermeo and L. Palacios-Moya are with the Centro de Investigaciones, Institución Universitaria Escolme, Medellín, Colombia (e-mail: cies2@escolme.edu.co, cies@escolme.edu.co). A. Valencia is with the Departamento en Ciencias Administrativas, Instituto Tecnológico Metropolitano, Medellín, Colombia (e-mail: jhoanyvalencia@itm.edu.co). L. Bran-Piedrahita is with the Coordinación de investigaciones, Fundación Universitaria Católica del Norte (e-mail: lbpiedrahita@ucn.edu.co).

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Cite: Daniel Cardona Valencia, Maria Camila Bermeo Giraldo, Jhoany Valencia-Arias, Lucia Palacios-Moya, and Lemy Bran-Piedrahita, " Relationship between ICT Use and Financial Education Levels in Latin America," International Journal of Innovation, Management and Technology vol. 9, no. 4, pp. 174-177, 2018.

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