IJIMT 2017 Vol.8(3): 193-196 ISSN: 2010-0248
doi: 10.18178/ijimt.2017.8.3.727

Literature Review of a Cashless Society in Indonesia: Evaluating the Progress

Antragama Ewa Abbas
Abstract— A cashless society becomes a popular alternative to tackle the cash usage liability. Despite its popularity, in the context of Indonesia, the consumer payment transaction using non-cash methods cover only approximately 0.6%. This fact leads Indonesia categorised in the inception stage. In addition, the analysis point out that the advantages of a cashless society in Indonesia outweigh the disadvantages. As a result, to gain a better insight, measuring progress of a cashless society is an important phase to understand the current condition, examine the gap, and priorities the further action. The trend analysis with multiple sources of data was performed to measure the progress between 2011 and 2017. This research thereafter points out that the readiness indicator of a cashless society in Indonesia doesn’t indicate a rapid progress. Thus, a shortcut way to accelerate the journey, for instance, government leadership and innovative payment solution, is required.

Index Terms— Cashless society, e-business.

Antragama Ewa Abbas is with the University of Sussex, Falmer, Brighton BN1 9RH United Kingdom (e-mail: antragama@gmail.com).

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Cite: Antragama Ewa Abbas, " Literature Review of a Cashless Society in Indonesia: Evaluating the Progress," International Journal of Innovation, Management and Technology vol. 8, no. 3, pp. 193-196, 2017.

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