— A qualitative survey of user identification mechanisms being applied in online banking environments across the English speaking world is presented. By studying the Internet banking sites of most major banks in 7 countries, the paper reports the variations and calls for standardisation of user credentials in these environments.
— Online banking, security credentials, security standardization.
Janardan Choubey is with the Department of Mathematics, North Eastern Regional Institute of Science and Technology, Nirjuli - 791109, India (e-mail: firstname.lastname@example.org). Bhaskar Choubey is with the Division of Electronics and Nanoscale Engineering of the School of Engineering, University of Glasgow, Rankine Building, Oakfield Avenue, Glasgow, G12 8LT, UK.
Cite: Janardan Choubey and Bhaskar Choubey, " Secure User Authentication in Internet Banking: A Qualitative Survey," International Journal of Innovation, Management and Technology vol. 4, no. 2, pp. 198-203, 2013.